Personal Finances
How many times have you made a New Year’s resolution to get your personal finances in order, only to have the motivation that prompted you to make that change fade away before you ever got started? At Novel Finances, we understand this all too well. As ambitious and busy individuals ourselves, we know how easy it is to indefinitely defer this project as we focus on the numerous important tasks in our careers and in our day-to-day lives.
But if you don’t manage your money, it will manage you! And if you don’t believe me, check out these statistics:
According to moneygeek, the average American has $5,668 in credit card debt,
An Intuit study shows that 65% of Americans have no idea how much they spent last month, and
79% of consumers fail to follow their budgets even if they have one (CNBC).
We get it though. Your time is valuable, and the last thing you might want to do after a long day is collate receipts or cringe at the fact that you spent too much money on food delivery last month (which I am definitely guilty of…). Having someone take responsibility of this task (judgment-free!) on your behalf and to hold you accountable makes all the difference. That’s where Novel Finances comes in — we’re a boutique consulting firm, with a lean staff of experienced professionals.
We’ll help you look at your finances from different perspectives and manage your personal budgeting and forecasting so that you can make better decisions and achieve your long and short-term financial goals relating to income and wealth. Just think of Novel Finances as your personal “money coach.” Tackling personal finances may sound daunting, but we’re here to help simplify the journey for you! If you’re ready to get started, feel free to drop us a line via our Contact Us page.
Let’s fulfill that New Year’s resolution and make this year the best year yet!